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• who's in the car with you. Car insurance is a way of protecting yourself against financial loss should something go wrong. Most states have minimum requirements for the types and amounts of auto insurance coverage you need. But the real questions are how much car insurance do i need and what recommended car insurance coverage should i buy? But beyond your state's minimum, how do you know how much car insurance. Determine how much car insurance you need with our expert tips. Let's say you're in a covered accident. Average prices in the most expensive states are at least two times higher than those in the cheapest ones.

When you buy a new car, you have to consider various types of insurance and levels of coverage.

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